s98apk Privacy Policy

1. About This Privacy Policy

This Privacy Policy applies to all personal data collected, processed, and stored by s98apk ("the Platform," "we," "us," "our") in connection with your use of the s98apk website, mobile application, and related services. It covers data collected when you register an account, deposit and withdraw funds, participate in games and sports betting, contact customer support, or interact with s98apk marketing communications.

By registering an s98apk account and using the platform, you confirm that you have read and understood this Privacy Policy. This policy should be read alongside our Terms and Conditions and Responsible Gaming Policy, both of which also govern your use of s98apk.

This Privacy Policy was last updated in January 2026. We will notify you of any material changes through on-platform notifications or email before those changes take effect.

2. Personal Data We Collect

s98apk collects personal data through several channels, including direct registration, platform usage, payment processing, and automated technical systems. The categories of data we collect are as follows:

Data Category	Specific Data Points	Collection Method
Identity Data	Full legal name, date of birth, CNIC / passport number, photograph	Registration form, KYC verification
Contact Data	Mobile number (Pakistani or international), email address, city of residence	Registration form, account settings
Financial Data	JazzCash / EasyPaisa account references, bank account details, crypto wallet addresses, transaction history	Payment gateway, deposit/withdrawal forms
Gaming Data	Game session history, bet amounts, win/loss records, bonus usage, wagering patterns	Platform activity logging
Technical Data	IP address, device type, browser type, operating system, session duration, geolocation (city-level)	Cookies, server logs, analytics
Communications Data	Support chat transcripts, email correspondence, feedback submissions	Live chat system, email

3. How We Use Your Personal Data

s98apk uses the personal data we collect only for clearly defined, lawful purposes. We do not use your data in ways you would not reasonably expect. The primary purposes for which we process your data are:

• Account Management: Creating, maintaining, and securing your s98apk account; verifying your identity at registration and during KYC; enabling you to log in and manage your profile
• Payment Processing: Processing deposits and withdrawals via JazzCash, EasyPaisa, bank transfer, USDT TRC20, Bitcoin, and other accepted payment methods; detecting and preventing fraudulent transactions
• Gaming Services: Delivering casino games, sports betting markets, and live dealer tables; recording game outcomes and bet settlements; managing bonus credits and wagering requirement tracking
• Legal Compliance: Meeting our obligations under applicable anti-money laundering (AML) regulations; responding to lawful requests from regulatory authorities; maintaining records required by applicable gaming compliance standards
• Responsible Gaming: Monitoring account activity for signs of problem gambling behaviour; applying deposit limits, cooling-off periods, or self-exclusion where requested or required; verifying age eligibility (21+ requirement)
• Customer Support: Responding to your support queries, resolving disputes, and maintaining records of communications for quality assurance
• Platform Improvement: Analysing usage patterns to improve the s98apk platform, fix bugs, and develop new features — all using aggregated or anonymised data where possible
• Marketing (with consent): Sending you promotional communications about bonuses, new games, and PSL / cricket betting offers where you have opted in to receive such communications

4. Legal Basis for Processing

s98apk processes your personal data on one or more of the following legal bases, depending on the specific processing activity:

• Contractual Necessity: Processing required to fulfil our contractual obligations to you as an s98apk member — including account management, payment processing, and game delivery
• Legal Obligation: Processing required for compliance with applicable laws and regulations, including AML obligations, KYC requirements, and responses to lawful regulatory inquiries
• Legitimate Interests: Processing carried out for s98apk's legitimate business interests, including fraud prevention, platform security, and improving the member experience — where these interests are not overridden by your data protection rights
• Consent: Processing based on your explicit consent — primarily for marketing communications. You may withdraw this consent at any time without affecting the lawfulness of processing carried out before withdrawal

5. Data Sharing with Third Parties

s98apk does not sell your personal data. We share personal data with third parties only where necessary and under strict data processing agreements that bind those third parties to appropriate data protection standards. Categories of third parties with whom we share data include:

• Payment Processors: JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, Allied Bank, SadaPay, and cryptocurrency payment gateways receive the minimum data necessary to process your deposit or withdrawal transaction
• KYC / Identity Verification Providers: Third-party identity verification services may process your identity documents and biometric data on our behalf to complete the KYC process
• Game Software Providers: Casino game providers may receive anonymised session data necessary for game functionality, RNG certification, and jackpot processing
• Regulatory Authorities: s98apk will share data with relevant regulatory or law enforcement authorities where required to do so by applicable law or a valid legal order
• Technical Service Providers: Cloud hosting providers, cybersecurity firms, and analytics platforms operate under strict data processing agreements and are permitted to process your data only as instructed by s98apk

We do not share your personal data with advertising networks, data brokers, or any third party for their own marketing purposes.

6. International Data Transfers

Due to the international nature of s98apk's operations and the global footprint of our technology partners, your personal data may be transferred to and processed in countries outside Pakistan. Where such transfers occur, s98apk ensures that appropriate safeguards are in place to protect your data, including contractual clauses equivalent to internationally recognised data protection standards.

Cryptocurrency transaction data — including wallet addresses and transaction hashes — is inherently recorded on public blockchains. s98apk cannot control or remove data that has been broadcast to a public blockchain network, and this is understood and accepted by members who choose to deposit or withdraw using cryptocurrency.

7. Data Retention

s98apk retains your personal data for as long as is necessary for the purposes for which it was collected, or as required by applicable law. Our standard retention periods are:

• Account Data: Retained for the duration of your s98apk account plus 5 years after account closure, in accordance with AML record-keeping obligations
• Transaction Records: Financial transaction records are retained for a minimum of 5 years from the date of the transaction
• KYC Documents: Identity documents and verification records are retained for 5 years from account closure or last transaction, whichever is later
• Support Communications: Customer support records are retained for 2 years from the date of the last interaction
• Marketing Data: Marketing opt-in records are retained for the duration of your consent plus 1 year, to demonstrate compliance
• Technical / Log Data: Server logs and technical data are retained for up to 12 months unless required for ongoing fraud investigation

Upon expiry of the applicable retention period, personal data is securely deleted or anonymised. Where anonymisation is used, the resulting data may be retained indefinitely for statistical and analytical purposes.

8. Security Measures

s98apk implements a comprehensive set of technical and organisational security measures to protect your personal data against unauthorised access, loss, destruction, or alteration. These measures include:

• 256-bit SSL/TLS encryption for all data in transit between your device and s98apk servers
• AES-256 encryption for sensitive data stored in s98apk databases
• Tokenisation of payment method details — card and wallet references are stored as tokens, never as raw payment credentials
• Multi-factor authentication options for member accounts
• Role-based access controls ensuring s98apk staff can only access data relevant to their function
• Regular penetration testing and vulnerability assessments by independent security firms
• 24/7 intrusion detection monitoring on all production infrastructure
• Formal incident response procedures with defined breach notification timelines

Despite these measures, no internet-connected system is 100% immune to security threats. s98apk will notify affected members and relevant authorities promptly in the event of a data breach that poses a risk to your rights and freedoms.

9. Cookies & Tracking Technologies

s98apk uses cookies and similar tracking technologies on our website and mobile application. Cookies are small data files stored on your device that help us deliver a functional and personalised platform experience. We use the following categories of cookies:

• Essential Cookies: Required for the s98apk platform to function. These include session management cookies (to keep you logged in), security cookies (for fraud detection and CSRF protection), and load balancing cookies. These cannot be disabled without breaking core platform functionality.
• Functional Cookies: Remember your preferences, such as language settings, currency display, and game category filters. Disabling these means preferences will not be saved between sessions.
• Analytics Cookies: Used to understand how members navigate the platform — which pages are visited most, where users encounter difficulties, and how features are used. Analytics data is aggregated and does not identify individual users. These are optional and can be disabled in your browser settings.

s98apk does not use third-party advertising or retargeting cookies. You will not see s98apk advertisements follow you around the internet based on cookies placed by our platform.

10. Your Data Rights

As an s98apk member, you hold the following rights over your personal data. To exercise any of these rights, contact our Data Protection team at [email protected] with the subject line "Data Rights Request."

• Right of Access: Request a copy of all personal data s98apk holds about you. We will respond within 24 hours and provide data within 30 days.
• Right to Rectification: Request correction of any inaccurate personal data. Minor corrections (address, phone number) can be made directly in your account settings.
• Right to Erasure ("Right to be Forgotten"): Request deletion of your personal data. Note that some data must be retained for AML compliance purposes and cannot be deleted even upon request.
• Right to Restrict Processing: Request that s98apk limits how it uses your data while a dispute or investigation is in progress.
• Right to Data Portability: Request a machine-readable export of your personal data in a standard format (CSV or JSON).
• Right to Object: Object to processing carried out on the basis of legitimate interests, including profiling for responsible gaming purposes.
• Right to Withdraw Consent: Withdraw consent for marketing communications at any time via account settings or by contacting support — without affecting the lawfulness of prior processing.

11. Children's Privacy and Age Restrictions

The s98apk platform is strictly restricted to individuals aged 21 years and above. s98apk does not knowingly collect personal data from individuals under the age of 21. If we become aware that personal data has been collected from a person under 21, we will immediately suspend the associated account and delete the data in question.

If you are a parent or guardian and believe that a minor has registered an s98apk account, please contact us immediately at [email protected]. We will investigate and act promptly.

12. Cryptocurrency and Blockchain Data

Members who deposit or withdraw using Bitcoin or USDT TRC20 should be aware that cryptocurrency transactions are recorded permanently on public blockchain networks. This means that wallet addresses and transaction amounts associated with your s98apk deposits and withdrawals are publicly visible on the respective blockchain explorer, independent of s98apk's control.

s98apk does not link your public wallet address to your personal identity in any publicly accessible format. However, on-chain data is inherently public, and s98apk cannot remove, alter, or control data stored on decentralised blockchain networks. By using cryptocurrency payment methods on s98apk, you acknowledge and accept this inherent characteristic of blockchain technology.

13. Marketing Communications

s98apk sends marketing communications — including bonus offers, PSL cricket betting promotions, new game launches, and USDT deposit incentives — only to members who have explicitly opted in to receive them. Your consent is recorded at the time you opt in and can be withdrawn at any time.

You can manage your marketing preferences through the following channels:

• Directly in your s98apk account settings under "Notification Preferences"
• By clicking the unsubscribe link included in every s98apk marketing email
• By contacting our support team via live chat or email

Please note that opting out of marketing communications does not affect transactional communications — you will still receive emails and SMS messages related to your account security, deposits, withdrawals, and support queries, as these are essential operational communications.

14. Changes to This Privacy Policy

s98apk may update this Privacy Policy from time to time to reflect changes in our data practices, technology infrastructure, or applicable legal requirements. When we make material changes to this policy, we will notify you via email to your registered address and/or through a prominent notice on the s98apk platform at least 14 days before the changes take effect.

The most current version of this Privacy Policy will always be available at s98apk.net/privacy-policy. The "Last Updated" date at the top of this document reflects the date of the most recent revision. Your continued use of the s98apk platform after the effective date of any amendment constitutes your acceptance of the revised Privacy Policy.

15. Contact and Data Protection Queries

If you have any questions, concerns, or requests relating to this Privacy Policy or the way s98apk handles your personal data, please contact our Data Protection team through the following channels:

• Email: [email protected] — Subject: "Privacy / Data Protection"
• Live Chat: Available 24/7 after login — connect with our support team in real time
• Support Languages: English and Urdu available
• Response Time: Data rights requests acknowledged within 24 hours; fully resolved within 30 days

We are committed to resolving all data protection queries promptly and transparently. If you are not satisfied with our response, you retain the right to lodge a complaint with the relevant data protection authority in your jurisdiction.